FinCEN 2026 Compliance

Ready for FinCEN's
2026 CDD Requirements?

Customer Due Diligence rules demand beneficial ownership verification, enhanced screening, and Statement of Wealth documentation. Veridact handles all of it — automatically.

Run Your First Screening Free View API Docs

No credit card required • Results in under 2 minutes • FinCEN & EU 6AMLD compliant

50+
Screenings completed
20+
Global data sources
200+
Sanctions lists screened
9
Compliance report layers
What's Changing

FinCEN 2026 raises the bar on CDD

The 2026 Customer Due Diligence requirements go beyond traditional KYC. Regulators now expect continuous beneficial ownership verification, source of wealth documentation, and cross-referencing across multiple global databases.

Beneficial Ownership Verification

You must identify every individual who owns 25%+ of a legal entity — and verify those stakes against corporate registries globally. Manual research takes weeks. One missed entity creates regulatory exposure.

Statement of Wealth Documentation

High-risk clients must provide documented source of wealth — pay stubs, property records, inheritance filings. Without standardized documentation, examiners flag your program as incomplete.

Cross-Reference CDD Sources

Checking one list isn't enough. Regulators expect you to cross-reference OFAC, EU, UN sanctions, PEP databases, adverse media, court records, and corporate registries — and document every search.

Automate your entire CDD workflow

Veridact screens individuals and entities against 20+ global data sources in a single API call. One request returns a complete, audit-ready compliance report.

Core Feature

Beneficial Ownership Screening

Identify and verify all beneficial owners across OFAC, EU, UN sanctions, PEP databases, and adverse media in one pass. Coverage spans 200+ global lists.

Live sanctions screening
Core Feature

CDD Cross-Reference Reports

Automated cross-referencing of ownership structures against SEC EDGAR, OpenCorporates, GLEIF, and corporate registries. Generates FinCEN-ready documentation.

CDD report included
Core Feature

Statement of Wealth (SoW)

For high-risk clients, Veridact generates Statement of Wealth documentation using data from litigation databases, adverse media, and public records.

EU 6AMLD compliant
Due Diligence

Enhanced Due Diligence (EDD)

Deep-dive screening for high-risk entities and individuals. Includes adverse media analysis, litigation records, corporate structure mapping, and risk scoring.

Risk scores included
API

Enterprise API Access

REST API with webhook delivery, batch screening, and real-time status updates. Integrates with existing compliance systems via native SDKs.

JSON responses + PDF reports
Audit Trail

Regulatory Examination Records

Every screening generates a timestamped audit trail with search parameters, data sources queried, and findings documented. Ready for regulator review.

Immutable audit log
How It Works

Up and running in minutes

No lengthy onboarding. No compliance consultant required. Get your first screening result in under 2 minutes.

1

Create your account

Sign up free. No credit card. Instant API key generation.

2

Submit your screening

Enter an individual or entity name, or use the API directly.

3

Veridact runs 20+ checks

Sanctions, PEP, adverse media, corporate registries, court records.

4

Receive your compliance report

Full PDF report with findings, severity ratings, and audit trail.

Built for real compliance programs

Designed for compliance officers, legal teams, and financial institutions that need documentation-ready screening at scale.

20+
Global data sources
OFAC, EU, UN, UK HMT, SEC EDGAR, OpenCorporates, GLEIF, adverse media, court records, and more — in a single report.
9
Report layers
PEP screening, sanctions check, adverse media, litigation, corporate ownership, country risk, UBO mapping, source of wealth, and regulatory compliance summary.
Enterprise
API access
REST API with webhook delivery, 99.9% uptime SLA, batch screening, and developer-friendly JSON responses. Full PDF generation included.
JC
"We needed to screen beneficial owners across 14 jurisdictions before onboarding a new corporate client. Veridact completed in 4 minutes what used to take our team two weeks. The audit trail format has satisfied every regulator review we've faced."
J. Chen — Compliance Director, Boutique Investment Advisory
Questions

Frequently asked

Quick answers to common FinCEN 2026 CDD compliance questions.

What are FinCEN's 2026 CDD requirements?

FinCEN's 2026 Customer Due Diligence rules require covered financial institutions to identify and verify beneficial owners of legal entity customers, understand the nature and purpose of customer relationships, and conduct ongoing monitoring. High-risk clients also require Statement of Wealth documentation.

How does Veridact help with compliance?

Veridact screens individuals and entities against 20+ global data sources — OFAC sanctions, UN/EU lists, PEP databases, corporate registries, adverse media, and court records. Each screening returns a complete PDF report that satisfies FinCEN CDD and EU 6AMLD documentation requirements.

Does Veridact support EU 6AMLD compliance?

Yes. Veridact's compliance reports are designed to satisfy both FinCEN's CDD requirements and the EU's 6th Anti-Money Laundering Directive. Reports include beneficial ownership verification, source of funds documentation, and adverse media screening.

How long does a screening take?

Individual screenings complete in under 2 minutes. Entity screenings — including beneficial ownership cross-referencing across multiple corporate registries — typically complete in 3-5 minutes. Full CDD reports with Statement of Wealth documentation are generated automatically.

Run Your First Screening Free

No credit card. No lengthy onboarding. Get a complete compliance report for your first entity in under 2 minutes.

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